Tampa Bay home buyers
Sell your house fast in Tampa Bay. As-is.
No repairs, no showings, no agent commissions. Get a fair cash offer from us or a trusted local investor partner.
Get your fair cash offer
Takes about 2 minutes. No obligation.
Someone on our team will get right back with you.
How it works
Three simple steps to sell your Tampa Bay house
No repairs, no showings and no agent commissions. Just a fair offer and a closing date you choose.
Tell us about the house
Fill in the short form with the address, the best way to reach you and a line about what's going on.
About 2 minutesWe or a local investor partner review it and reach out
A real person looks at the house, the area and recent sales, then calls, texts or emails you to talk it through and make a fair offer.
No obligationClose at a local title company on your timeline
A licensed title company handles the paperwork and the money. Often in a few weeks, sometimes faster.
You pick the dateSituations we help with
Whatever is going on with your Tampa Bay house
You don't need a perfect house or a perfect reason. These are the situations we hear about most.
It needs major repairs
A bad roof, an old AC, foundation cracks or a kitchen from another decade. Sell it as it sits.
You inherited a house
Probate, a house full of belongings, or family spread across other states.
Storm or flood damage
Homes that took on water or lost a roof in 2024, including substantial damage letters.
Behind on payments
You may be able to sell before the auction date. Talk to a housing counselor too.
Tired of being a landlord
Problem tenants, turnover and repairs. Sell with the tenants in place.
A condo assessment
A big special assessment or dues increase from new condo safety rules.
Divorce or separation
A clean, simple sale so everyone can split the proceeds and move on.
Moving or downsizing
Relocating, retiring or moving closer to family, on the date you choose.
Selling in Tampa Bay
What's shaping home sales around the bay
We're starting in Hillsborough and Pinellas counties, the heart of the Tampa Bay area, and each county has its own rules. Here's what's shaping home sales in both right now, with the official sources so you can check for yourself.
We or a trusted local investor partner look at houses in the City of Tampa and in every one of Pinellas County's 24 cities and towns, from Tarpon Springs and Oldsmar down to St. Pete Beach and Gulfport (Pinellas County's list of municipalities). Each city runs its own building department and code rules, and Pinellas County handles the unincorporated areas like Palm Harbor and Lealman. That matters when a house has storm damage, open permits or code cases, because the answer depends on the address.
The 2024 storms and the 49% rule
Hurricane Helene's storm surge in late September 2024 and Hurricane Milton two weeks later damaged homes all around the bay. In Pinellas County, homes in a flood hazard area fall under the substantial damage rule. If repairs cost 49% or more of the structure's value (not counting the land), the home is "substantially damaged" and has to be brought up to current floodplain code, which can mean elevating it, replacing it or demolishing it (Pinellas County substantial damage rules). For homes with Helene or Milton letters, the county's compliance deadline is Dec. 31, 2026 (Pinellas substantial damage FAQs).
The county manages these assessments for unincorporated areas. Cities like St. Petersburg and Clearwater run their own building departments, so if you live in a city, check with your city's building official for the rules and deadline that apply to you.
Condo safety laws
Florida now requires milestone structural inspections for many condo buildings three stories or taller (s. 553.899) and structural integrity reserve studies for many associations (s. 718.112). In some buildings that has meant special assessments or higher monthly dues. If you own a condo facing an assessment, selling as-is is one option to weigh.
Insurance and older roofs
Insurance has become harder to get for older homes, especially with an aging roof. A non-renewal notice can stall a sale to a buyer who needs a mortgage, because lenders require coverage. A cash buyer isn't waiting on a lender, so an old roof or missing policy doesn't hold up the closing the same way.
Inherited houses and probate
If you inherited a house, someone needs legal authority to sell it, which usually means probate in Hillsborough or Pinellas County. Smaller estates may qualify for summary administration under Florida Statutes s. 735.201. Talk to a probate attorney about which path fits. You can start the conversation with us before probate is finished.
Behind on payments
Florida forecloses through the courts, and both counties hold foreclosure sales online (Hillsborough, Pinellas). If you're facing foreclosure, you may be able to sell before the auction date. Please also talk to a HUD-approved housing counselor or an attorney. Florida's foreclosure-rescue law (s. 501.1377) sets rules for anyone offering help to homeowners in foreclosure. We never charge homeowners a fee, and we don't speak with your lender for you.
Areas we buy
Where we buy houses in Tampa Bay
The City of Tampa and every one of Pinellas County's 24 cities and towns, plus unincorporated areas like Palm Harbor. Tap a city for local details.
Tampa
St. Pete and the south beaches
- St. Petersburg
- Gulfport
- South Pasadena
- St. Pete Beach
- Treasure Island
- Madeira Beach
- Redington Beach
- North Redington Beach
- Redington Shores
- Kenneth City
Mid-Pinellas
- Pinellas Park
- Largo
- Seminole
- Indian Shores
- Indian Rocks Beach
- Belleair
- Belleair Beach
- Belleair Bluffs
- Belleair Shore
North Pinellas
- Clearwater
- Dunedin
- Safety Harbor
- Oldsmar
- Tarpon Springs
- Palm Harbor
Your options
Selling as-is vs. listing with an agent in Tampa Bay
Both are good choices in different situations. Here's the honest side by side.
| Topic | Selling to us or a partner | Listing with an agent |
|---|---|---|
| Repairs and clean-up | None. Sell it as-is and leave behind what you don't want. | Usually expected, so the house photographs and shows well. |
| Showings | One walk-through, at a time that works for you. | Showings and open houses until it sells. |
| Agent commissions | None. | Usually part of the deal. Rates are negotiable. |
| Closing costs | Usually paid by the buyer. Confirmed in writing for each deal. | Often split, depending on the contract. |
| Timeline | Often a few weeks, sometimes faster, on the date you choose. | Time on the market plus the buyer's financing and inspection period. |
| Certainty | No lender approval or appraisal to wait on. | Financing, appraisals and inspections can delay or end a deal. |
| Price | Usually below what a fully fixed-up house could sell for. | Often a higher price, especially for move-in-ready homes. |
When listing is the better choice: if your house is move-in ready and you have time to wait for the right buyer, listing with a good local agent often gets a higher price. If that's true for your house, we'll tell you.
Any condition
We buy houses that need work
Most of the houses we look at need something. Don't fix, clean or stage anything first. The offer already accounts for it.
- Roof leaks or an old roofIncluding insurance non-renewals
- AC, plumbing or electricalSystems that quit or need replacing
- Foundation or structural issuesCracks, settling, rot or termites
- Flood or storm damageGutted, half-repaired or untouched
- Fire or smoke damagePartial or major
- Packed with belongingsIncluding hoarding situations
- Tenant-occupiedSell with the tenants in place
- Open permits or code casesUnpermitted work, fines or liens
Who you'll deal with
A Tampa Bay team, not a call center.
Tampa Bay Investor is a small group of local real estate investors. When you send the form, a real person here reads it. Depending on the house and the area, we may make you an offer ourselves or share your request with a trusted local investor partner we work with, and you'll always know who you're dealing with.
Mailing address: 250 Corey Ave #66132, St Pete Beach, FL 33706. It's a mailbox, not an office, so we meet you at the property instead.
Our no-pressure promise
If the offer doesn't work for you, just say no. We won't keep calling. And if listing with an agent looks like the better move for your house, we'll tell you.
What happens after you submit
- A real person reads your requestNot a call center or a bot.
- We or a trusted local investor partner reach outBy call, text or email, to ask a few questions about the house and your timing.
- A walk-through, if it makes senseOne visit, at a time that suits you. No cleaning needed.
- A written offerWith the numbers explained, including who pays what at closing.
- You decideSay yes, ask questions or say no. No pressure either way.
FAQ
Questions sellers ask us most
Straight answers about selling to a cash home buyer. More on the full FAQ page.
Are cash home buyers legit?
Many are, but check. A legitimate buyer puts the offer in writing, closes at a licensed title company or a real estate attorney's office, never asks you for money up front, and gives you time to read the contract or have an attorney review it. Be wary of anyone who pressures you to sign the same day. With us, you can say no at any point.
How much do cash home buyers pay?
It depends on the house. A buyer starts with what the home would likely sell for after repairs, then subtracts the repair costs, the costs of holding and reselling it, and a margin for the risk. That's why a cash offer is usually below full retail price. In return, you skip repairs, showings and commissions. We'll walk you through how we got to the number.
How do cash home buyers make money?
By fixing up and reselling the house, renting it out, or passing the purchase contract to another investor. The difference between what they pay and what the house is worth after repairs, minus their costs, is the profit. If the contract may be assigned to another buyer, you'll be told in writing before you sign, so there are no surprises.
Can I sell my house as-is in Florida?
Yes. Selling as-is means you don't make repairs before the sale, and the buyer accepts the house in its current condition. Florida sellers generally still have to disclose known problems that aren't easy to see, so be honest about what you know. A buyer who plans to renovate is usually comfortable with roof, flood, foundation or code issues.
How much will I walk away with?
Your net is the sale price minus your mortgage payoff, any liens or unpaid taxes, and any closing costs you agree to pay. With a direct sale there are no agent commissions. The title company prepares a settlement statement that shows every number before closing, so you'll see exactly what you'll receive before you sign the final papers.
Do I have to clean the house before I sell?
No. Take what you want and leave the rest. Furniture, clothes, boxes, the garage and the shed can all stay, and the buyer handles the clean-out after closing. You don't need to sweep, paint or stage anything for the walk-through either. Just take out anything valuable or sentimental first.
Do I have to fix it up or sell it as-is?
You can sell it as-is. Roof leaks, an old AC, foundation cracks, flood or fire damage, outdated kitchens and open permits are all fine. Please don't spend money on repairs just to sell to us or a local investor partner, because the offer already accounts for the work the house needs. Tell us what you know, and we'll factor it in.
What if I'm behind on payments?
If you're facing foreclosure, you may be able to sell before the auction date and pay off the loan at closing, if there's time and the numbers work. Please also talk to a HUD-approved housing counselor or a Florida attorney about options like a loan modification. We don't speak with your lender for you, and we can't make promises about your loan. Reach out early.
Who will I be dealing with?
A small Tampa Bay team, not a call center. Depending on the house and the area, we may make you an offer ourselves or share your request with a trusted local real estate investor partner who buys there. Either way, you'll know who you're talking to, and you'll be told in writing who the buyer is before you sign anything.
What happens after I submit the form?
Someone on our team will get right back with you. A real person reviews your request, then we or a trusted local investor partner reach out by call, text or email to ask a few questions about the house and your timing. If it makes sense, we set up a walk-through and make a written offer. You decide. There's no obligation.
Ready when you are
Find out what your house could sell for, as-is
Tell us where the house is and how to reach you. A real person reviews every request, and you're never under any obligation.
Get your fair cash offer
Takes about 2 minutes. No obligation.
Someone on our team will get right back with you.