Clearwater home buyers
Sell your house fast in Clearwater, FL. As-is.
No repairs, no showings, no agent commissions. Get a fair cash offer from us or a trusted local investor partner.
Get your fair cash offer
Takes about 2 minutes. No obligation.
Someone on our team will get right back with you.
How it works
Three simple steps to sell your Clearwater house
No repairs, no showings and no agent commissions. Just a fair offer and a closing date you choose.
Tell us about the house
Fill in the short form with the address, the best way to reach you and a line about what's going on.
About 2 minutesWe or a local investor partner review it and reach out
A real person looks at the house, the area and recent sales, then calls, texts or emails you to talk it through and make a fair offer.
No obligationClose at a local title company on your timeline
A licensed title company handles the paperwork and the money. Often in a few weeks, sometimes faster.
You pick the dateSituations we help with
Whatever is going on with your Clearwater house
You don't need a perfect house or a perfect reason. These are the situations we hear about most.
A beach or island home
Clearwater Beach, Island Estates or Sand Key, with storm damage or simply ready to sell.
An old roof, no insurance
Your insurer won't renew, or the roof needs replacing before anyone will write a policy.
A condo special assessment
Associations working through Florida's inspection and reserve rules, with big bills attached.
Moving to assisted living
Line the closing date up with the move-in date, and leave behind what you don't take.
A house full of belongings
Decades of furniture and boxes, or a hoarding situation. No clean-out needed.
Flood or storm damage
Homes that took on water or lost a roof in 2024, repaired or not.
Permit or code problems
Open permits, unpermitted additions or code violations in an older Clearwater home.
An inherited house
Probate in Pinellas County, family out of state, or a house nobody has time to manage.
Selling in Clearwater
What to know about selling a house in Clearwater, FL
Clearwater is the Pinellas County seat, and it's really several housing markets in one city. Here's what tends to come up when you sell here, plus the local sources worth checking first.
Out on the barrier islands, Clearwater Beach, Island Estates and Sand Key are a mix of waterfront homes and condo towers. On the mainland, Skycrest and Morningside are full of older ranch homes, Countryside has larger homes and HOA communities, and Downtown Clearwater and Del Oro each have their own mix of older houses and newer infill. We or a trusted local investor partner look at all of them, in any condition.
Barrier-island homes and the 49% rule
Hurricane Helene's storm surge in late September 2024 flooded streets on Clearwater Beach and other low-lying parts of the city, and Hurricane Milton followed two weeks later. If your home is in a flood hazard area and was damaged, Clearwater's substantial-damage rule matters. The city defines substantial damage as the cost of restoring the structure to its before-damage condition equaling or exceeding 49% of the structure's market value before the damage, counting all labor (City of Clearwater definition). A substantially damaged home has to meet current floodplain rules before it's rebuilt, which can mean elevating it.
Clearwater runs its own building department, so the city's Planning and Development Department is who to ask about your address (Pinellas County's list of city contacts). For homes in unincorporated Pinellas, the county's deadline for Helene or Milton letters is Dec. 31, 2026 (Pinellas substantial damage FAQs). Confirm the deadline that applies to you with the city's building official.
Old roofs and insurance
Older roofs are a common sticking point in Clearwater. Some insurers won't renew or write a policy on a roof they consider too old, and replacing it before you sell can be expensive. You can sell with an old roof, a pending insurance claim or a non-renewal notice. Because a cash buyer isn't waiting on a mortgage lender, a missing policy doesn't hold up the closing the way it can with a financed buyer.
Condos and 55+ communities
Clearwater has a lot of condo buildings and 55+ communities. Florida law requires milestone structural inspections for many condo buildings three stories or taller (s. 553.899) and structural integrity reserve studies for many associations (s. 718.112). Some associations have raised dues or passed special assessments to pay for the work. If you're facing an assessment or you're simply ready to move on, we or a partner can look at the unit with the association's notices in hand.
Moving to assisted living or closer to family
When you or a parent is moving to assisted living or closer to family, timing usually matters more than squeezing out the last dollar. You can choose a closing date that lines up with the move, leave behind whatever you don't take, and let family members join the conversations. If someone holds a power of attorney, tell the title company early so the paperwork is ready.
Flood zones, evacuation zones and permits
You can look up your evacuation zone on Pinellas Know Your Zone and your flood zone on the FEMA Flood Map Service Center. Flood zone, elevation and insurance costs all affect what buyers will pay, along with condition and recent nearby sales. Open permits, unpermitted additions and code violations can be dealt with in a sale too. Recorded liens show up in the title search, and the city's storm recovery page explains which repairs need a permit.
Ready to see what your house could bring as-is? Sell my house fast in Clearwater with the short form, or read how the process works first.
Your options
Selling as-is vs. listing with an agent in Clearwater
Both are good choices in different situations. Here's the honest side by side.
| Topic | Selling to us or a partner | Listing with an agent |
|---|---|---|
| Repairs and clean-up | None. Sell it as-is and leave behind what you don't want. | Usually expected, so the house photographs and shows well. |
| Showings | One walk-through, at a time that works for you. | Showings and open houses until it sells. |
| Agent commissions | None. | Usually part of the deal. Rates are negotiable. |
| Closing costs | Usually paid by the buyer. Confirmed in writing for each deal. | Often split, depending on the contract. |
| Timeline | Often a few weeks, sometimes faster, on the date you choose. | Time on the market plus the buyer's financing and inspection period. |
| Certainty | No lender approval or appraisal to wait on. | Financing, appraisals and inspections can delay or end a deal. |
| Price | Usually below what a fully fixed-up house could sell for. | Often a higher price, especially for move-in-ready homes. |
When listing is the better choice: if your house is move-in ready and you have time to wait for the right buyer, listing with a good local agent often gets a higher price. If that's true for your house, we'll tell you.
Any condition
We buy houses that need work
Most of the houses we look at need something. Don't fix, clean or stage anything first. The offer already accounts for it.
- Roof leaks or an old roofIncluding insurance non-renewals
- AC, plumbing or electricalSystems that quit or need replacing
- Foundation or structural issuesCracks, settling, rot or termites
- Flood or storm damageGutted, half-repaired or untouched
- Fire or smoke damagePartial or major
- Packed with belongingsIncluding hoarding situations
- Tenant-occupiedSell with the tenants in place
- Open permits or code casesUnpermitted work, fines or liens
Who you'll deal with
A Tampa Bay team, not a call center.
Tampa Bay Investor is a small group of local real estate investors. When you send the form, a real person here reads it. Depending on the house and the area, we may make you an offer ourselves or share your request with a trusted local investor partner we work with, and you'll always know who you're dealing with.
Mailing address: 250 Corey Ave #66132, St Pete Beach, FL 33706. It's a mailbox, not an office, so we meet you at the property instead.
Our no-pressure promise
If the offer doesn't work for you, just say no. We won't keep calling. And if listing with an agent looks like the better move for your house, we'll tell you.
What happens after you submit
- A real person reads your requestNot a call center or a bot.
- We or a trusted local investor partner reach outBy call, text or email, to ask a few questions about the house and your timing.
- A walk-through, if it makes senseOne visit, at a time that suits you. No cleaning needed.
- A written offerWith the numbers explained, including who pays what at closing.
- You decideSay yes, ask questions or say no. No pressure either way.
FAQ
Clearwater home seller questions
Do you buy houses on Clearwater Beach and Island Estates?
Yes. We or a trusted local investor partner look at homes and condos on Clearwater Beach, Island Estates and Sand Key, along with mainland neighborhoods like Countryside, Morningside, Skycrest, Del Oro and downtown. Barrier-island houses come with their own flood and permit questions, so share what you know about storm damage and repairs, and we'll take it from there.
My roof is old and my insurer won't renew. Can I still sell my Clearwater house?
Yes. An old roof or a non-renewal notice doesn't stop a cash sale, because a cash buyer isn't waiting on a mortgage lender that requires insurance before closing. The roof's age and condition will factor into the offer. Tell us roughly how old the roof is, whether it leaks and what your insurance company said, and we'll go from there.
Will you buy a Clearwater condo with a special assessment?
We or a local investor partner can look at it. Many Clearwater condo associations are working through Florida's milestone inspection and reserve study requirements, and some have passed special assessments. Send the unit address and the association's notice showing the amount and due dates. Who pays an assessment that's already been passed gets negotiated and written into the contract, so you'll know before you sign.
I'm moving into assisted living. Can the sale close on my move date?
Yes, you choose the closing date. Many sellers line it up with a move-in date at an assisted living community or a family member's home, and some take a little extra time to sort belongings. If a family member is helping you, they're welcome on the calls. If someone holds a power of attorney, let the title company know early so the paperwork is ready.
The house is full of belongings. Do I have to empty it?
No. Take what you want to keep and leave the rest: furniture, boxes, garage contents and all. The buyer handles the clean-out after closing, and that includes houses where things have piled up over many years. Nobody will judge you, and you don't need to tidy up before a walk-through. Just make sure anything valuable or sentimental is out first.
Does being in an evacuation zone or flood zone affect what my Clearwater house is worth?
It can. Flood zone, elevation, past flood claims and insurance costs all matter to buyers, along with the house's condition and recent nearby sales. You can check your evacuation zone on the Pinellas Know Your Zone site and your flood zone on FEMA's Flood Map Service Center. Tell us what you know, and we'll factor it into a fair, as-is offer.
Can I sell my Clearwater house with open permits or code violations?
Yes. Open permits, unpermitted work and code violations are common in older Clearwater homes. Let us know what you're aware of. The title search will show recorded liens, and the contract will spell out how they're handled at closing. You don't need to close out permits or fix violations before you sell, and you shouldn't spend money on them just to sell to us.
Nearby
Selling near Clearwater?
We or a trusted local investor partner also buy houses in nearby cities and towns. Selling elsewhere in Tampa Bay? See all the areas we buy.
Ready when you are
Find out what your Clearwater house could sell for, as-is
Tell us where the house is and how to reach you. A real person reviews every request, and you're never under any obligation.
Get your fair cash offer
Takes about 2 minutes. No obligation.
Someone on our team will get right back with you.